Skip to main content
Insurance

National Insurance 

National insurance is a government scheme which require those who are living and working in the United Kingdom to make regular payments towards benefits. These are known as National Insurance Contributions (NIC) and are paid to qualify for certain benefits and the state pension. NIC payments depend on how much you earn and whether you are employed or self-employed. 

Your National Insurance Number (NI number) is your personal account or tax number allowing you to track the amount you have contributed and to any entitlement to benefits. You are legally required to apply for a NI number when you start work in the UK or claim any benefit. You can find out more about this and to apply via the links below:

Health Insurance

When moving to the United Kingdom it is important to make sure you and your family have the right health cover in place. The United Kingdom had a public-owned health care service called the National Health Service (NHS). The NHS is free at the point of service for all UK residents.

Some expatriates in the UK choose to take a private Health insurance. This can help protect you and your family and ensure a quicker service than often is available on the NHS. It is advised to look at comparing sites as when choosing a private health insurance.

Please find below some of the comparing sites available:

Healthcare

As previously discussed, public healthcare in the UK is available through the NHS. If you are permanently living on the UK, you will be entitled to free healthcare through the NHS. In most cases you will need your National Insurance Number to gain access to the healthcare service. The NHS is a residence-based system rather than a insurance-based system. Those who visit the UK can access the NHS. Currently, EEA residents can access free NHS care through their European Health Insurance Card but this is likely to change due to Brexit. Nationals from outside the EU/EEA/Switzerland for more than six months will have to pay Health surcharge of at least £150-200.

GP (General Practitioner)

A General Practitioner (GP) is a medical doctor who treat all common conditions and refer patients to hospitals and other medical services for specialist and urgent treatment. GP’s are often the first point of contact for anyone with a health problem and they focus on the physical, psychological and social aspects if care.  

To be able to visit a GP and register for healthcare in the UK, you will have to register with a GP surgery. You will need proof of identity, address and your national insurance number to register with an GP surgery.  Please find the link to find your nearest NHS, GP here: https://www.nhs.uk/service-search/find-a-GP 

NHS healthcare is mostly funded through direct taxation. Most services are provided free of charge to residents although there are charges for certain services. these include, charges for dental treatment and prescription charges. 

Other Healthcare services can be found via the NHS and privately, e.g. the Dentist, Optician and other services. To find an NHS practices/surgery near you please follow the below link: https://www.nhs.uk/service-search